
Stories by Becky Zimmer


Visualization technique helps farmers with reinvention
Older producers who are starting to plan life after farming need to determine what a good day on the farm will look like
Planning for life at any age can be a challenge, especially if a farmer’s life is beginning to change as retirement looms. For Elaine Froese, working with farm couples and their goals for retirement — what she calls reinvention since many farmers don’t actually retire in a traditional sense — is part of her independent […] Read more
Goals help when moving off the farm
It was still a tough decision emotionally, but having a destination made it easier for Betty and Dennis Turner to cope
Deciding to move off the farm can be the easiest or the hardest decision a farmer has to make. There are questions of where to go, what happens to the farm and the financial implications of moving off the farm. While it was an emotionally difficult decision for Betty and Dennis Turner, the Manitoba couple […] Read more
Facing up to harassment in agriculture
Women shine a light on sexual harassment as they tell their stories of what they have faced while working at farm shows
After four years of working in agribusiness, Kathryn Sarauer still feels uneasy sharing her experiences with harassment at agribusiness shows. Before leaving her job as a sales representative for a farm implements dealer, Sarauer started wearing a wedding ring when going out to work her booth. She isn’t married, but Sarauer says she received less […] Read more
Retirement planning must start now
Retired couple say they started working on a plan three years before retirement, and that probably wasn’t enough time
Retirement planning can be difficult for many farmers. Getting started on building up savings and talking about retirement goals often doesn’t start soon enough. For Reginald and Theresa Nelson knew they could not continue their Rockglen, Sask., seed cleaning and 2,000-acre grain and certified seed operation because of Reginald’s health. But selling their operation and […] Read more
Income can continue after retirement
Different income streams can improve financial stability, whether it means an investment portfolio or continuing to work
When Reginald and Theresa Nelson started looking into their retirement plans, being financially stable was their biggest concern. No one wants to retire wondering where their money is going to come from, but retirement doesn’t have to mean that they stop working. While Reginald was not healthy enough to continue their Rockglen, Sask., seed cleaning […] Read more
Get a handle on expense and income streams
It can take a great deal of work to figure out ahead of time what ‘living within your means’ will involve after retirement
Russell and Terri Bruce are excited about their farm auction this fall. After decades of farming near Tuxford, Sask., and their last harvest in 2019, the couple looks forward to closing their operation and spending more time with their grandkids. To do that, planning their retirement, including their budget for the coming years, had to […] Read more
Call a financial planner before retirement
Farmers advised to set aside money for insurance and investment needs off the farm long before discussing retirement
When it comes to planning for their retirement, farmers rarely go to financial advisers asking for a plan. At least, that what Colin Sabourin, a financial planner with Hemmett Anseeuw and Associates of Winnipeg, sees when he works with farmers. Sabourin sees a trend of farmers whose retirement plans are selling off their assets when […] Read more
Know what you want to get from retirement
Identifying expectations can help map out suitable investments based on goals rather than just risk tolerance
What do you want out of your retirement? Being on the verge of retirement, Russell and Terri Bruce are taking this question seriously. Of course, their family is the biggest priority but visits cost money for travel and other expenses. The questions of what you want out of retirement and how you intend to pay […] Read more