Flooding aftermath lingers in northwest Sask.

Scott Campbell’s cattle operation near Meadow Lake, Sask., should be all green pasture this time of year. Instead, a dike is the only visible land. Pasture, once destined to feed his cattle, is under water. The Beaver River started to flood June 9 and has covered pastures at the ranch, which Campbell farms with his[...]

Visualization technique helps farmers with reinvention

Planning for life at any age can be a challenge, especially if a farmer’s life is beginning to change as retirement looms. For Elaine Froese, working with farm couples and their goals for retirement — what she calls reinvention since many farmers don’t actually retire in a traditional sense — is part of her independent[...]

Goals help when moving off the farm

Deciding to move off the farm can be the easiest or the hardest decision a farmer has to make. There are questions of where to go, what happens to the farm and the financial implications of moving off the farm. While it was an emotionally difficult decision for Betty and Dennis Turner, the Manitoba couple[...]

Facing up to harassment in agriculture

After four years of working in agribusiness, Kathryn Sarauer still feels uneasy sharing her experiences with harassment at agribusiness shows. Before leaving her job as a sales representative for a farm implements dealer, Sarauer started wearing a wedding ring when going out to work her booth. She isn’t married, but Sarauer says she received less[...]

Retirement planning must start now

Retirement planning can be difficult for many farmers. Getting started on building up savings and talking about retirement goals often doesn’t start soon enough. For Reginald and Theresa Nelson knew they could not continue their Rockglen, Sask., seed cleaning and 2,000-acre grain and certified seed operation because of Reginald’s health. But selling their operation and[...]

Income can continue after retirement

When Reginald and Theresa Nelson started looking into their retirement plans, being financially stable was their biggest concern. No one wants to retire wondering where their money is going to come from, but retirement doesn’t have to mean that they stop working. While Reginald was not healthy enough to continue their Rockglen, Sask., seed cleaning[...]

Get a handle on expense and income streams

Russell and Terri Bruce are excited about their farm auction this fall. After decades of farming near Tuxford, Sask., and their last harvest in 2019, the couple looks forward to closing their operation and spending more time with their grandkids. To do that, planning their retirement, including their budget for the coming years, had to[...]

Call a financial planner before retirement

When it comes to planning for their retirement, farmers rarely go to financial advisers asking for a plan. At least, that what Colin Sabourin, a financial planner with Hemmett Anseeuw and Associates of Winnipeg, sees when he works with farmers. Sabourin sees a trend of farmers whose retirement plans are selling off their assets when[...]

Know what you want to get from retirement

What do you want out of your retirement? Being on the verge of retirement, Russell and Terri Bruce are taking this question seriously. Of course, their family is the biggest priority but visits cost money for travel and other expenses. The questions of what you want out of retirement and how you intend to pay[...]

Women encouraged to seek seats in provincial, municipal elections

The lack of female rural candidates running in provincial and municipal elections this fall is raising concern in some quarters. Equal Voice, a non-profit organization that focuses on gender parity, said women make up 26 percent of MLAs in the Saskatchewan legislature, 23 percent of rural ridings are represented by women and only 13 percent[...]